Products

P&C Management System

GIMS — General Insurance Management System. End-to-end, fully integrated, real-time enterprise insurance for all lines of business.

General Insurance Management System

GIMS is Tritech's flagship solution, strategically positioned in the insurance industry with functionality that covers the complete insurance processing lifecycle. It provides facilities for the establishment and administration of both property and casualty portfolios.

Built on modern technology — Windows, .NET, Oracle, and SQL Server — GIMS is a modular, client-based system supporting all lines of business and designed for multiple companies, branches, provinces/states/parishes, and languages.

GIMS's open and flexible infrastructure is user-definable through the System Support Centre (SSC), enabling flexibility in the definition and control of all business process automation as driven by client requirements and market directions.

Request a GIMS Demo

GIMS Modules

Policy Underwriting

Online history, rate, quote, bind, and issue

Billing

Agency and direct billing — EFT, Credit Card, Lockbox

Claims Management

Reserves, salvage, subrogation, bulk & recurring payments

Reinsurance

Facultative, treaty, excess, catastrophe

Management Reporting

Every product, process, transaction, department

Workflow Management

Authorization queues and volume pressure-point visibility

Bureau Filing

NAII, ISO, State/Province

Financial Reporting

GL & AP, ODBC and API interfaces

3rd Party Integration

Banks, MVR bureaus, claims history, credit reports

Detailed Module Information

Policy Administration

GIMS Policy Administration has set new highs in the underwriting, rating, and policy issue process. Now you can enter, edit, and review complete information at a single workstation or push this function to the point of service through Windows, or browser-based applications — a one-step process that eliminates redundant entry and heavy paper-file dependency. Once the necessary information is entered, the policy issue process is real-time and interactive. All subsequent transactions such as billing, statistical reporting, printing, and renewal are automatically scheduled.

Some of the features include:

  • Applications and Quotes
  • New Business
  • Endorsements
  • Cancellations
  • Reinstatements, with lapse
  • Automated renewals with coverage replacements
  • Manual and automated correspondence
  • Document issuance
  • MVR, Credit and Claim reporting
  • Agency Portfolio Transfer
  • Automated Workflow Process
  • Workflow management tools to review work that requires authorization to process, and to see the pressure points on volume in those processes within the transaction pipe
  • Client specific 3rd party support
  • Enhanced lienholder, lessor, mortgagee

Our Policy Administration employs intelligent screens to reduce entry time, thus speeding up the entire quote and policy issuance process, rating and underwriting.

Rate, Quote & Issuance

GIMS is supported by the System Support Centre — an extremely open and flexible business rule and rating engine. The architecture improves time-to-market and reduces maintenance costs by enabling business analysts to change rates and products without any programming knowledge.

Changes that previously took months with legacy architecture are reduced to days and weeks. Rate and coverage changes can be set up, tested, and distributed in advance, then deployed instantly across all locations simultaneously at a scheduled date and time.

  • Table-based rate setup for all personal and commercial lines
  • Processing rules and edits across all P&C transaction types
  • Scheduled, simultaneous deployment to main system and all POS locations

Billing Module

  • Offers flexible payment methods and processing
  • Handles direct and agency billing for all lines of business
  • Manages refunds
  • Manages commissions and agent deductions
  • Supports over/under payments, partial payments and write-offs within defined amounts
  • Offers collection processing with generation of letters and 3rd party notices
  • Supports post dated cheques (unlinked payments) processing
  • Offers enhanced functionality on system warnings to premium and claims departments
  • Handles automatic reinstatement/cancellation based on payment/non-payment
  • Offers billing by account, for multiple policies on the same payment plan
  • Provides easy access to the billing information for servicing customers and agents

Reinsurance

The reinsurance module supports underwriting and claims processes, and automatically calculates the reinsurance amounts for your ceded reinsurance processes.

The following are automatically applied to all policy and claim transactions as required, based on lines of business and insurable amounts:

  • Treaties, on various layers
  • Quota share and Surplus
  • Excess of loss
  • Catastrophe

Claims Management

The claims module seamlessly integrates with the policy management system. All common information is transferred from policies to claims. The coverages are cross-checked to ensure their existence as of the date of loss. The claims are tracked by the diary system from first notice of loss to final payment.

The reserve adjustments could be made as a new reserve or as the amount by which the reserve is to be changed. The system automatically reduces the reserve by the amount of the claim payments.

Features:

  • Loss and fee reserving
  • Single, bulk and re-occurring payments
  • Salvage and subrogation
  • Litigation tracking
  • IBNR claim tracking and development
  • Claims history reporting
  • Catastrophe claim reporting
  • Multiple currency cheque issuance
  • Accommodates claims paid by another insurer

3rd Party Integration

GIMS interoperates seamlessly with 3rd party interfaces as required by each jurisdiction:

  • Auto Plus (MVR)
  • RCT — Replacement Cost Tools
  • HITS — Home Inventory and Tracking System
  • CLUES — Comprehensive Loss Underwriting Exchange
  • Bank Interfaces
  • RSP — Rating Service Provider

See GIMS Processing Your Business

Our Model Office lets your staff test-drive GIMS with your own operations before you commit to a replacement decision.

Request a Model Office Demo